Despite the narrow scope of coverage of social security schemes in Tanzania (so far being pure occupation list in nature), they also suffer from an additional weakness that they are inadequate in terms- of the 1evel of benefits payable, to the extent that pensioners in Tanzania 1ead a very difficult life. This paper tries to explore the various causes of the inadequacy of pensions payable from retirement benefits schemes in Tanzania, and suggests the possible measures to redress the situation.